Applying for a loan is fast and easy.* Simply select the type of loan you’re interested in, fill out the application, and we’ll do the rest!

Consumer Loans

New or Used Vehicle, Personal Loan, Personal Line of Credit, VISA Credit Card.

1st Mortgage Loans 

Our partners at Mason-McDuffie (NMLS# 1141) will help you move into your new home or refinance your existing property quicker and easier than any other lender.

Home Equity Loan

2nd Mortgage & Home Equity Line of Credit (HELOC)

To apply for a 2nd Mortgage, Home Equity Loan, or Home Equity Line of Credit, contact us at 925.939.5626 or email:


  •   The staff at Kaiperm were so helpful with helping me refinance my Jeep. The process was very easy and quick! I applied online and signed the documents same day. They make you feel like you are family, I love my credit union.  

    - Tiffany C. | Member Since 2018

  •   Opening a joint account at Kaiperm was super easy and quick. Everything was done from home using my cell phone! I definitely recommend this credit union to my Kaiser co-workers and my family  

    - Valerie A. | Member & Kaiser NICU Nurse

  •   I have been with [Kaiperm] for over 30 years now! I remember going in with infants in tow and now all 3 of my kids are married! You all have been with me through all of life's ups and downs and continue to do so! ....I can count on a warm friendly encounter each time I go there!  

    - Jane M. | Member Since 1985

  •   I am impressed at how efficient things have been [with the loan process] so far and the great technology used like DocuSign…  

    - Seth L., MD | Member & Kaiser Anesthesiologist

*All loans subject to approval. Rates and terms may change at any time and vary based on creditworthiness, qualifications, and collateral conditions. APR means Annual Percentage Rate. All rates are based on creditworthiness and loan term. Additional restrictions may apply.